Every loan disbursement is an insurance opportunity. Most NBFCs are missing all of it, not from lack of interest, but from barriers they have not yet found a clean way around.
The Corporate Agent or broker licence process demands significant compliance investment, personnel, and time, before you've sold a single policy.
Without a licence, you can't earn on insurance products tied to your own loan customers, customers you've already acquired, verified, and approved.
Telling a loan customer to "call an insurer" after disbursement is a dead-end. Embedded insurance at the point of disbursement converts at 30–70%.
Insurer direct integrations are fragmented, slow, and require individual tie-ups with multiple companies, months of engineering work per insurer.
Your team is already stretched managing RBI and lending regulations. Adding IRDAI compliance from scratch isn't feasible without dedicated headcount.
You have KYC, income data, and credit history for every borrower. Without the right regulatory wrapper, you can't use it to distribute insurance.
We've solved every barrier. You don't need a licence. You don't need an integration project. You just need to go live.
No licence required from you. Full compliance. Zero regulatory overhead on your side. We handle IRDAI; you focus on your customers.
Plug into your existing loan origination system. Loan approved → insurance offer → one-click accept → instant policy. The entire journey in your interface.
EMI protection, credit life, health insurance, products that protect your NPA exposure and deliver genuine value to borrowers.
Embedded insurance at the right moment converts dramatically better than post-disbursement referrals. Average NBFC partner sees 67% attachment versus <5% for manual referral.
KYC, policy issuance, and regulatory reporting — handled entirely by our team and platform. Your compliance team stays focused on what they know.
We've done this integration dozens of times. Our onboarding team gets you live faster than you'd expect. No 6-month projects, no infrastructure overhead.
Six capabilities that turn your loan book into an insurance distribution channel, with zero licensing burden on your side.
You operate through BeyondSure's licensed entity. Full compliance. Zero regulatory overhead on your side.
Plug insurance directly into your LOS. Loan approved → insurance offer → one-click accept → instant policy.
Offer loan protection products that protect your NPA exposure AND give customers genuine value.
Leverage your existing customer relationships to cross-sell health, motor, and life insurance at virtually zero acquisition cost.
BeyondSure shares commission on every policy sold through your network. New revenue. No capital expenditure.
KYC verification, policy issuance, claim filing, and IRDAI reporting — handled entirely by BeyondSure's team and platform.
Real outcomes from NBFCs using BeyondSure's embedded insurance stack.
Average loan-linked insurance attachment rate
Average incremental premium in Year 1 for NBFC partners
From signed contract to first policy issued
"We assumed insurance required a 12-month licensing journey. BeyondSure showed us we could go live in two days under their entity. We've now added insurance to every disbursement, and it's become a meaningful P&L line."
CFO, Mid-size NBFC, Western India